  Online nowThoreaulylazy- thoreaulylazy is a 28 year old guy from New York, New York, USA.
- Likes 851 pages, 124 videos, 10 photos • 27 fans • Received 3 reviews
- Member since Feb 25, 2007
I grew up in New England, lived in the San Francisco Bay Area for a while, and am now settled in Manhattan as a Quant. I tend to align with Liberal views; I also often find myself agreeing with Libertarians and even Noam Chomsky. I usually read periodicals and enjoy sci-fi.
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AnnualCreditReport
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Jan 2, 4:23am
31 reviews
•https://www.annualcreditreport.com/cr...
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As per the Wikipedia entry for Credit Report: "In the USA, federal law mandates that a person may receive their credit report free of charge. The only official free site is annualcreditreport.com [annualcreditreport.com] . Each of the three bureaus must provide one free report every twelve months. You may request all three at the same time or spread out your requests over the twelve month period. This site is maintained by the three credit reporting bureaus, and the service must be free and available online. It takes no more than 5 minutes to obtain an online printout of your credit history report. You are required to answer several personal questions for identification purposes only. The profusion of websites offering credit reports have one thing in common - they all obtain the information by using the AnnualCreditReport.com information that you can get for free in five minutes. Your credit score is determined by each separate credit bureau and may differ with each one. You do have to pay for a credit 'score' from each bureau and they may be different with each bureau. (reference USA Today, November 28, 2007.)"
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